Our Firm Objective

In life’s journey, managing your finances throughout life's journey is comparable to piloting a plane through ever-changing skies. While most of the time, the ride is smooth and uneventful, there are pivotal moments that can profoundly influence your financial trajectory.

These critical junctures typically align with significant life transitions. The first transition involves establishing a sound financial foundation during your working years, ensuring you're well-prepared for retirement. The second transition, which we consider the most crucial, centers on the shift from the working world to retirement. The third transition encompasses transferring your assets and legacy to the next generation.

While all these life stages pose challenges, the often-overlooked fourth transition leaves individuals in dire situations. Imagine a couple who have spent decades harmoniously making financial decisions together, forming a seamless partnership. Then someone passes away, or the relationship dissolves, leaving them with a daunting new reality. Suddenly, while already managing an emotional and stressful life transition, they must assume the responsibility of all financial decision-making alone—a role that may extend for decades. The risk of significant errors that can devastate an individual's economic well-being occurs during this time.

I experienced this situation with my parents. My father amassed various financial assets but did not effectively communicate with my mother about how to manage and protect them. Regrettably, he passed away and left behind a trail of unfinished financial investments for my mother, who had minimal experience in navigating her way. His self-drafted Will provided very little guidance on how to handle her new reality. Thankfully, I was able to step in with the assistance of attorneys and CPAs and salvage what my parents had built.

I was fortunate to have the access, knowledge, and resources to manage this crisis, but I know first-hand that this is exactly where many individuals' financial worlds go off the rails. Living through that experience has shaped my commitment to providing my clients with the support and direction to see them through the most difficult stages they face along their journey.

At HJP, we focus on preparing for two pivotal life transitions: retirement and the shift toward managing your finances as a widow or widower. We firmly believe our LifePlan Roadmap is the cornerstone of a confident future. Our pride lies in our unwavering commitment and service, with the goal to help you navigate these transitions as peacefully as possible.