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Testimonials and Gallery

"My wife, Gail, and I engaged Michael Petracca in 2011 as our Financial Planner and Advisor, when he was referred to us by valued colleagues. In the years since, we benefited from Michael's very excellent, and reliably consistent professional skills. His manner, always cognizant of the weightiness of the topic, is assuring and level-headed, and his fine reputation is as well-earned as his noteworthy success is well deserved. We trust and respect Michael without reservation, and applaud his fluency with every aspect of our financial lives. This trust is shared by the family members and business colleagues to whom we have referred him, and we look forward to many years of working partnership."

- John & Gail

"Our experience with HJP Financial has been extraordinary. Michael Petracca has been our financial advisor for the past six years. He was recommended to us just prior to my retirement, and we hit the road running.  Three areas come to mind.  First, he took charge immediately and consolidated our various assets, which were particularly diverse and spread out. He took what could have been a daunting task and made it seamless and painless. Second, he has provided a consistent financial strategy that factors in all aspects of our financial world and regularly provides updates and laymen‐friendly explanations of our progress and future expectations. He sets realistic goals, which are constantly monitored. Third, the entire team at HJP are remarkably responsive to all our needs and requests and always bring a sense of warmth and caring in all of our interactions.  I can honestly say that working with HJP Financial has been one of the best decisions we’ve ever made and has provided us with a more confident retirement."

- Michael & Anthony

"Our experience with HJP Financial has been extraordinary. Michael Petracca has been our financial advisor for the past six years. He was recommended to us just prior to my retirement, and we hit the road running.  Three areas come to mind.  First, he took charge immediately and consolidated our various assets, which were particularly diverse and spread out. He took what could have been a daunting task and made it seamless and painless. Second, he has provided a consistent financial strategy that factors in all aspects of our financial world and regularly provides updates and laymen‐friendly explanations of our progress and future expectations. He sets realistic goals, which are constantly monitored. Third, the entire team at HJP are remarkably responsive to all our needs and requests and always bring a sense of warmth and caring in all of our interactions.  I can honestly say that working with HJP Financial has been one of the best decisions we’ve ever made and has provided us with a more confident retirement."

- Michael & Anthony

"In May of 2021, I saw a free Facebook seminar, Taxes in Retirement. On a whim, I signed up. I half listened as I was working. Michael intrigued me with a few topics, after the call, absolutely NO pressure. I signed up for 2nd time and paid closer attention, I was more intrigued, again NO pressure to sign up. An appointment was set and my wife and I went to his office. He explained, at great length, financially where we were, where we would like to be and he provided a solid path on how to get there. My wife and I have been working with Michael and his wonderful, attentive staff at HJP since then. They provide several webinars throughout the years, as well as group quarterly update Zoom meetings. They are always available for questions and treat us like family. HJP has our best interests at heart and have moved us from 6 figures to 7 figures as well as giving us the peace of mind one needs, to know they are not alone on their financial goals. I highly encourage everyone to contact HJP for a free consultation. Once you speak to them you will understand what I am trying to convey in this elongated review. :-)"

- Mykell

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"Michael was recommended to us by our accountant. My husband Joe and I had made some poor investments, and we weren’t sure how to proceed. Michael carefully assessed our situation and tailored a plan designed to set us on the right path, always explaining complex financial concepts in a clear and easy-to-understand manner. Michael’s planning approach gave us the financial security we always wanted. Michael always had time for us, meeting with us a few times a year to review our progress and recommend adjustments as needed. Sadly, my husband passed away in 2022, giving me the sole responsibility for the finances. Because of the way Michael set up our accounts, our annuities, IRAs and investments all moved seamlessly into my name. It was a very difficult time for me, but Michael’s professionalism gave me financial confidence at a time when I really needed it. I’d recommend Michael to anyone who wants to work with a knowledgeable financial advisor who will take the time to explain things in an easy-to-understand manner. His expertise, professionalism and personal approach makes him a real stand-out in the industry. I don’t know what I would have done without him."

- Suzanne

"Michael was recommended to us by our accountant. My husband Joe and I had made some poor investments, and we weren’t sure how to proceed. Michael carefully assessed our situation and tailored a plan designed to set us on the right path, always explaining complex financial concepts in a clear and easy-to-understand manner. Michael’s planning approach gave us the financial security we always wanted. Michael always had time for us, meeting with us a few times a year to review our progress and recommend adjustments as needed. Sadly, my husband passed away in 2022, giving me the sole responsibility for the finances. Because of the way Michael set up our accounts, our annuities, IRAs and investments all moved seamlessly into my name. It was a very difficult time for me, but Michael’s professionalism gave me financial confidence at a time when I really needed it. I’d recommend Michael to anyone who wants to work with a knowledgeable financial advisor who will take the time to explain things in an easy-to-understand manner. His expertise, professionalism and personal approach makes him a real stand-out in the industry. I don’t know what I would have done without him."

- Suzanne

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What Our Clients Say

“My family and I had the good fortune of being referred to Michael Petracca (HJP) over 15 yrs ago. Not only has he been instrumental in overseeing and navigating market conditions on our behalf, he has become a trusted confidante. An essential element when advising on financial matters is getting to truly know your client, something many of the larger financial services companies can’t adequately provide. Quarterly face-to-face meetings, ongoing webinar updates, and social events are just some of the ways that set HJP apart from cookie-cutter advisors while personalizing the client/advisor relationship."
– Caryl
“I'm happy to recommend HJP Financial Group. They have always been very responsive to our financial needs and goals, and take the time to give us informed answers to the many questions we pose. You're in good hands with HJP!"
– Ann
“We've been with Michael Petracca for years. On every occasion, we've received concise and well-informed advice. He is consistently professional, and knowledgeable. I highly recommend HJP Financial Group and Michael in particular."
– John
“Our partnership with Michael Petracca of HJP Financial Group has always been very friendly and professional. We have been with Michael's firm now for over fifteen (15) years. His approach to model a financial plan has helped my wife and I transition into and begin to enjoy our retirement without the stress of worrying about the everyday fluctuations of the financial markets. We highly recommend HJP Group to be your one stop shop for financial planning."
– Ernie
“Very professional and informative. Michael explains everything in terms you can understand. Very responsive to questions and financial needs. Highly recommend"
– Richard
"It gives me great pleasure to write this letter of recommendation for Michael Pet-racca of HLP Financial Group, LLC and his staff. I have known Michael for almost five years and I have nothing but positive things to say about his abilities and ex-pertise. When I met him I was an overwhelmed widow. I needed much TLC concerning fi-nancial education. His expertise was an extraordinary gift for me. He guided me through some very difficult times and important decisions. I believe I’ve emerged as a much more confident person in prioritizing my financial concerns and issues. He demonstrates the ability to listen carefully and has a passion to assure you he has your best interests in attaining your best goals. I can’t thank him enough for being an amazing advisor and a very kind friend. I can’t recommend him more highly."
- Lisa

This statement is a testimonial by a client of the financial professional as of 3/31/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.  Please visit BrokerCheck (https://brokercheck.finra.org) to see more on the background of this professional.

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